Are you a Homeowner or private person? Go to my credit report.
A credit report has become an integral element of the property sale process. Imagine the scene. You've secured the mandate, effectively marketed the property, received an offer to purchase subject to bond approval and .... your potential buyer has is declined. The deal is off and you're back to square one. Frustrating to say the least! Never fear - we have the solution.
SAPTG offers a quick and easy credit report that lets you review your potential buyer's credit history as recorded at a leading South African credit bureau. The report itemises:
- Personal details of the person - Name, Birthday, ID Number
- Contact details (addresses and telephone numbers)
- Employment details (employer and occupation)
- Count of the number of accounts, enquiries, judgements, notices, bank defaults, defaults, collections, directorships, employers, addresses and telephone numbers linked to the person's credit bureau listing
- Credit score
- ID verification details
- List of organisations that have made enquiries to assess the person's creditworthiness
Whilst the credit report isn't able to guarantee the outcome of a bond application, you'll certainly be able to gauge upfront whether they have any "negative marks" that would hinder finance applications and give you an opportunity to resolve matters before the application is processed.
Get an online credit report now.